Complete Protection for You and Your Family

A will and enduring power of attorney (EPA) are the foundations of sound estate planning. Together, they ensure your wishes are carried out both during your lifetime and after your death.

Why You Need a Will

A will is your legal instruction for how your assets should be distributed after your death. Without a valid will:

  • Intestacy laws apply - The government decides who gets your assets
  • Family disputes - Uncertainty leads to conflict and costly court battles
  • Delays and costs - Court-administered estates take longer and cost more
  • No guardian choice - Courts decide who raises your children
  • Inflexible distribution - No provision for special circumstances

What is an Enduring Power of Attorney?

An EPA appoints someone to make decisions for you if you become mentally incapable due to accident, illness, or dementia. There are two types of EPAs in New Zealand:

EPA (Property)

Covers financial decisions:

  • Banking and bill payments
  • Property sales and purchases
  • Investment management
  • Tax returns and legal matters
  • Business operations

EPA (Personal Care & Welfare)

Covers personal decisions:

  • Medical treatment choices
  • Living arrangements and aged care
  • Healthcare providers
  • Daily care and support
  • End-of-life decisions

Costs and Pricing

Individual Will

From $450
  • Consultation to understand your wishes
  • Professional will drafting
  • Executor guidance
  • Witness coordination
  • Safe storage options

Enduring Power of Attorney

From $350
  • EPA (Property) or EPA (Personal Care)
  • Attorney selection guidance
  • Proper execution and witnessing
  • Certified copies provided
  • Explanation to appointed attorneys

Will Writing Process

When creating your will with us, we ensure it addresses:

  1. Executor Appointment - Who will administer your estate
  2. Specific Gifts - Particular items to specific people
  3. Residuary Estate - How remaining assets are distributed
  4. Guardian for Children - Who raises your minor children
  5. Testamentary Trusts - Trusts created by your will for beneficiaries
  6. Funeral Wishes - Burial or cremation preferences
  7. Charitable Bequests - Donations to causes you support
  8. Contingency Plans - What happens if beneficiaries predecease you

Choosing Your Executor

Your executor administers your estate after death. Choose someone who is:

  • Trustworthy - Will follow your wishes faithfully
  • Organized - Can handle paperwork and deadlines
  • Available - Has time to dedicate to the role
  • Capable - Understands financial and legal matters
  • Impartial - Can handle family dynamics professionally

You can appoint co-executors or professional executors (lawyers, trust companies). We provide guidance on the best structure for your situation.

When to Update Your Will

Review and update your will when:

  • You get married or enter a de facto relationship
  • You have children or grandchildren
  • You divorce or separate
  • Beneficiaries or executors die or become unsuitable
  • Your assets significantly increase or decrease
  • You acquire or sell property
  • You move overseas or return to NZ
  • Tax or estate law changes

Mirror Wills for Couples

Mirror wills are identical wills where couples leave everything to each other, then to children or other beneficiaries. Benefits include:

  • Coordinated planning - Both partners' wishes align
  • Cost-effective - Prepared together for efficiency
  • Simplified administration - Clear succession plan
  • Asset protection - Can include testamentary trusts
  • Flexibility - Each person can update their will independently

Testamentary Trusts

A testamentary trust is created by your will and comes into effect after your death. Benefits:

  • Asset protection for beneficiaries from creditors, relationship property, bankruptcy
  • Age-based distribution - Children receive assets when mature enough
  • Special needs provision - Ongoing support for vulnerable beneficiaries
  • Tax efficiency - Income splitting among family members
  • Remarriage protection - Ensures children from first marriage are provided for